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Terms

Last updated: June 3, 2026

These Terms apply when you access or use the Shelter Point website, read advertorial content, click a call-to-action, or submit a home insurance information request form. By using the website, you should read these Terms together with the Privacy Policy, Contact page, Impressum, form disclosures, and any provider or partner documents shown during a quote or information request process.

Operator Information

Nature of the Website

Shelter Point is an advertorial and information request website. It may contain sponsored content, general educational reminders, images, calls to action, form fields, and legal links. The website is commercial in nature and should not be treated as independent editorial reporting, a government notice, or an insurer notice.

No Professional Advice

The website does not provide personal financial advice, legal advice, risk advice, claims advice, or insurance advice. Content is general in nature and does not take into account your objectives, financial situation, property details, or personal needs.

Before making any insurance decision, you should review provider information, policy wording, Product Disclosure Statements, limits, exclusions, excesses, optional benefits, renewal notices, and any applicable legal documents.

No Guaranteed Outcome

Home insurance cover, pricing, availability, eligibility, suitability, exclusions, excesses, limits, optional benefits, and provider contact vary by provider, policy, property, location, underwriting criteria, and individual circumstances. No quote, cover, savings, eligibility, or provider contact is guaranteed by using this website.

Form Submissions

If you submit a form, you are making an information request. A form submission does not purchase insurance, bind cover, create a policy, create an insurer relationship, confirm eligibility, or require you to buy anything. Your details may be processed, routed, reviewed, or shared with a relevant provider or partner where applicable.

You are responsible for ensuring the information you submit is accurate, current, complete, and submitted with proper authority. You should not submit another person's details unless you have permission and a legitimate reason to do so.

Providers and Partners

Where your information is routed to a provider, partner, call centre, comparison service, lead management platform, or technology provider, that third party may apply its own terms, privacy policy, compliance procedures, contact practices, underwriting rules, and eligibility criteria.

References to providers or partners do not mean that every provider is available in every location or that every visitor will be matched with a provider.

Visitor Responsibilities

You agree to use the website only for lawful purposes. You must not submit false information, impersonate another person, interfere with website systems, attempt to bypass security controls, or use automated tools to misuse the form.

Accuracy and Availability

Reasonable care is taken to keep the website understandable and functional. However, information may become outdated because insurance products, provider criteria, pricing factors, regulatory requirements, and market conditions can change. The website may be updated, corrected, replaced, suspended, or removed at any time.

Third-Party Links

The website may contain links to legal pages, provider pages, partner pages, campaign systems, or other third-party services. Third-party websites are controlled by their own operators. OXWEB DIGITAL SERVICES LTD is not responsible for their availability, security, content, accuracy, privacy practices, or decisions except where required by law.

Privacy

Use of the website and submission of forms may involve the collection and handling of personal information. Please review the Privacy Policy before submitting a form.

Limitation of Liability

To the extent permitted by law, the website is provided on an informational and advertising basis without warranties that it will be uninterrupted, error-free, secure, current, complete, or suitable for every visitor's needs. Nothing in these Terms is intended to exclude rights that cannot be excluded under applicable law.

Contact and Complaints

If you have a concern about the website, advertorial presentation, form handling, or operator information, you may use the details shown on the Contact page or Impressum. General website and business enquiries may also be sent to [email protected].

Changes to These Terms

These Terms may be updated from time to time to reflect changes in website operation, campaign arrangements, provider relationships, legal requirements, or business practices. Updated versions will be posted on this page.

Related Pages

Please also review the Privacy Policy, Contact, and Impressum pages for additional information about the website, operator, advertising disclosure, privacy handling, and contact information.